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July 24, 2008 |
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FINANCE
At Sun State International Trucks, we know the ins and outs of the transportation industry. We offer competitive rates and flexible financing solutions through Navistar Financial and other financial sources.
Our depth of expertise allows us to simplify your financing decisions by showing you your options, sharing solutions, and meeting your financial needs.
Avoid the speed bumps. Hit the road running with the experienced, customer service-driven support of Sun State International. We know how to take the curves out of transportation financing.
We offer the following financing options tailored to fit your needs:
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Explanations of the above payment options:
1. Retail Financing — Also known as debt financing, a Retail Finance contract allows you to include the funding for related equipment and many of the other costs for placing equipment in service.
2. TRAC Leasing — If you want maximum monthly cash flow with a limited initial investment - but still want to retain ownership - then you should consider a TRAC (Terminal Rental Adjustment Clause) Lease.
3. Fair Market Value Leasing — The FMV Lease is available on new trucks and tractors and is recommended when ownership and depreciation benefits are not desired.
4. Municipal Leasing — We offer tax-exempt municipal leasing to help your government agency obtain essential equipment while staying within your budgetary limits. Any government agency that can issue tax-exempt securities can generally utilize tax-exempt leasing. This includes States, Countries, Cities, School Districts, Universities, Hospitals, Special Purpose Districts and Section 501(c)(3) Not-For-Profit Organizations.
5. Equal Monthly — A set monthly payment throughout the term of the contract.
6. Skip Payment — Excellent for seasonal customers; it preserves cash during your down times.
Decide which months you need to increase your cash flow. During these months you can skip your truck payment.
7. Balloon Payment — 5%, 10% or 15% of the financed amount will be due at the end of the
contract. This lowers your monthly payments and preserves your cash flow.
8. Accelerated Payment — Save interest expense with higher payments at the beginning of the
contract and lower payments as the contract matures. This builds equity faster and lowers payments when maintenance expenses
may increase.
9. Fixed or Floating — Interest rate plans available to take advantage of fluctuating rate environments.
10. Custom Design — Design a plan to meet your needs.
Interested in a customized Financial Solution? Call us at:
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